SENIOR CITIZENS' SAVING SCHEME

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Interest rate: 8.3% Tenure: 5 years

Another bestseller from the Post Office, this scheme gives out regular income to retirees. The tenure of the scheme is five years, which is extendable by another three years. However, there is a `15 lakh overall investment limit per individual. Also, the scheme open only to investors above 60. In some cases, where the investor has opted for voluntary retirement and has not taken up another job, the minimum age is relaxed to 58 years. There is also no age bar for defence personnel. They can invest in the scheme even before 60 as long as they satisfy the other requirements.

Experts say the Senior Citizens' Savings Scheme should be the first option for retirees looking to park their life savings. "It offers assured returns and regular income. These are critical requirements of most retirees. This is what made Faridabad-based retired PSU manager  park `15 lakh of his retirement proceeds in the scheme. The remaining is invested in bank deposits and the Post Office Monthly Income Scheme to earn a monthly income.

Invest Rs 1,50,000 and Save Tax up to Rs 46,350 under Section 80C. Get Great Returns by Investing in Best Performing ELSS Funds. Save Tax Get Rich

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Invest ELSS Funds to Save Tax

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Investment Returns Lock-in Period Tax on Returns 5-Year Bank Fixed Deposit 6% to 7% 5 years Yes Public Provident Fund (PPF) 7% to 8% 15 years No National Savings Certificate 7% to 8% 5 years Yes National Pension System 8% to 10% Till Retirement Partially Taxable ELSS Funds 15% to 18% 3 years No

To know more about the various tax-saving options available to you click here. Invest Rs 1,50,000 and Save Tax up to Rs 46,350 under Section 80C. Get Great Returns by Investing in Top Performing Tax Saving ELSS Funds. Save Tax Get Rich Top 10 Tax Saving Mutual Funds of 2018 Best 10 ELSS Mutual Funds to Invest in India of 2018 1. Tata India Tax Savings Fund  2. Sundaram Diversified Equity Fund 3. DSP BlackRock Tax Saver Fund 4. Mirae Asset Tax Saver Fund 5. Birla Sun Life Tax Relief 96 6. ICICI Prudential Long Term Equity Fund 7. Invesco India Tax Plan 8. Reliance Tax Saver (ELSS) Fund 9. BNP Paribas Long Term Equity Fund 10. Axis Tax Saver Fund Invest in Best Performing Tax Saver Mutual Funds of 2018 Invest Best Tax Saver Mutual Funds Online Download Top Tax Saver Mutual Funds Application Forms For further information contact SaveTaxGetRich on 94 8300 8300 OR You can write to us at Invest [at] SaveTaxGetRich [dot] Com OR Call us on 94 8300 8300