Birla Sun Life Insurance Premium Back term Plan

Invest In Tax Saving Mutual Funds Online

Download Tax Saving Mutual Fund Application Forms

Buy Gold Mutual Funds

Call 0 94 8300 8300 (India)

 

Birla Sun Life Insurance Premium Back term Plan

 

	Eligibility
Entry Age (years)
Minimum		18
Maximum		55
Maximum Maturity Age (years)		70
Policy Term (years)
Minimum		100% Premium Back: 10, 15, 20 years 125% Premium Back: 15, 20 years
Sum Assured (Rs)
Minimum		200000
Maximum		No limit
Premium Payment Frequency		Yearly, Half-Yearly, Quarterly, Monthly
Premium Payment Term		Equal to Policy term
Policy Cover		Cover remains same throughout the policy term
Other Features
Free Look Cancellation		In case, you are not satisfied, you may choose to cancel the policy within 15 days of receiving the policy documents. Upon such cancellation, you will be paid back the premiums, minus the cost of stamp duty, medical reports and proportionate premium for the period for which the risk was covered.
Grace Period		You are allowed to pay premiums within 30 days from the due date. If a due premium is not received within the grace period, your policy will lapse and the life insurance cover will be terminated.
Lapsed Policy Reinstatement		You can reinstate your lapsed policy within specific time period(as mentioned in policy document) from the due date of the first unpaid premium by paying all the due premiums with interest and undergoing underwriting requirements, if any.
Tax Benefits		Section 80C, 10(10D) of the Income Tax Act, 1961 would apply.
Exclusions		In case of death by suicide during the first policy year, or within one year from the date of reinstatement, no death benefit is payable.
Maturity Value		Two options: 100% premium back and 125% premium back.
Customer Service		Registered office: Birla Sun Life Insurance One Indiabulls Center, Tower I, 15th & 16th Floor, Jupiter Mill Compound, 841, S.B. Marg, Elphinstone Road, Mumbai 400013 Write to us at : Birla Sun Life Insurance 5th & 6th Floor, G-corp Tech park, Ghodbunder Road, Near Kasar Wadavali police station, Thane ( W ) 400601
Customer Service
Address		Registered office: Birla Sun Life Insurance One Indiabulls Center, Tower I, 15th & 16th Floor, Jupiter Mill Compound, 841, S.B. Marg, Elphinstone Road, Mumbai 400013 Write to us at : Birla Sun Life Insurance 5th & 6th Floor, G-corp Tech park, Ghodbunder Road, Near Kasar Wadavali police station, Thane ( W ) 400601
Mail To		customerservice@birlasunlife.com
Call On		1-800-270-7000; + 91 22 43569000 Between 9 am to 9 pm, Monday to Saturday
SMS		BSLI' to 56161
Additions to the Plan
Available Rider(s)		BSLI Accidental Death and Disability Benefit Rider: covers death due to an accident, Permanent disability caused due to an accident. Critical Illness Benefit Rider: It covers 4 critical illnesses namely; Heart Attack, Cancer, Stroke and Major Organ Transplant. A survival period of 30 days is applicable to claim the benefit. BSLI Waiver of premium Rider: It is applicable on all future premiums of the base plan and riders for the rest of the policy term or till the proposer (in case of child plans) attains the age of 70 years or on termination of the policy, whichever occurs earlier. This rider becomes active in the following cases; Disabled due to an illness or accident, Diagnosed with any of the four specified critical illnesses, Death of the proposer in case of child insurance plans.
Rider Conditions
Entry Age (years)
Minimum		18
Maximum		65
Maximum Maturity Age (years)		70
Rider Term (years)
Minimum		Same a base policy term or attainment of 70 years of age whichever is earlier.
Sum Assured (Rs)
Minimum		BSLI Accidental Death and Disability Rider, BSLI Critical Illness Rider: 75000
Maximum		BSLI Accidental Death and Disability Rider, BSLI Critical Illness Rider: Rs 50 lakh; subject to maximum of 100 per cent of base plan sum assured

Happy Investing!!

We can help. Call 0 94 8300 8300 (India)

Leave your comment with mail ID and we will answer them

OR

You can write back to us at PrajnaCapital [at] Gmail [dot] Com

---------------------------------------------

Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

These Application Forms can be used for buying regular mutual funds also

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

1. ICICI Prudential Tax Plan Invest Online
2. HDFC TaxSaver Invest Online
3. DSP BlackRock Tax Saver Fund Invest Online
4. Reliance Tax Saver (ELSS) Fund Invest Online
5. Birla Sun Life Tax Relief '96 Invest Online
6. IDFC Tax Advantage (ELSS) Fund Invest Online
7. SBI Magnum Tax Gain Scheme 1993 Invest Online
8. Sundaram Tax Saver Invest Online
9. Edelweiss ELSS Invest Online

------------------

Best Performing Mutual Funds

1. Largecap Funds Invest Online
1. DSP BlackRock Top 100 Fund
2. ICICI Prudential Focused Blue Chip Fund
3. Birla Sun Life Front Line Equity Fund
2. Large and Midcap Funds Invest Online

1. ICICI Prudential Dynamic Plan
2. HDFC Top 200 Fund
3. UTI Dividend Yield Fund
2. Mid and SmallCap Funds Invest Online

1. Reliance Equity Opportunities Fund
2. DSP BlackRock Small & Midcap Fund
3. Sundaram Select Midcap
4. IDFC Premier Equity Fund
3. Small and MicroCap Funds Invest Online

1. DSP BlackRock MicroCap Fund
4. Sector Funds Invest Online

1. Reliance Banking Fund
2. Reliance Banking Fund
5. Tax Saver MutualFunds Invest Online
1. ICICI Prudential Tax Plan
2. HDFC Taxsaver
3. DSP BlackRock Tax Saver Fund
4. Reliance Tax Saver (ELSS) Fund
6. Gold Mutual Funds Invest Online

1. Relaince Gold Savings Fund
2. ICICI Prudential Regular Gold Savings Fund
3. HDFC Gold Fund