Co-Payment In Your Health Policy

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What is a Co-Payment In Your Health Insurance?

You know that the medical bills of a senior citizen and medical treatment for the senior citizens tends to be on the higher side. Let us consider your health policy has a co payment clause.

So what does this mean? Let us consider the medical coverage of your health policy is 5 Lakhs. You are hospitalized for a medical condition which costs INR 2 Lakhs. Let us consider that there is a co-payment clause of 10%..Then the insurance company will pay only 90% of the amount a sum of INR 1.8 Lakhs and you have to pay the remaining 10% or INR 20000 from your own pocket.

 

 

 

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